15 Jan VA Loan Mythbusting VA Loan Mythbusting Thursday, January 15, 2026 (1:00 PM to 2:00 PM) 1.0 Education Credits St Paul Area Association of REALTORS - Saint Paul Office, St Paul, Minnesota Details You're Registered! DescriptionLocationInstructorsCancellation Policy LIVE: IN-PERSON, AT SPAAR ▪️Continuing education courses must be attended in their entirety in order to receive credit for the number of approved hours. (Minn. Stat. § 45.30 subd. 4a). ⏱️Attendees must sign-in prior to class start time. ▪️Credit may not be earned if the licensee has previously obtained credit for the same course. ▪️Visit Education Policies for more information. VA Loan Mythbusting: Tips, Secrets, & Myths of the VA Home Loan This course empowers Minnesota real estate professionals to confidently navigate VA loans by debunking long-standing myths with factual, handbook-based guidance. Through real examples and data from the VA Lenders Handbook, VA Circulars, and recent HMDA findings, participants will learn how VA loans truly work — and how to better advocate for Veteran clients in real world transactions. Recognize and debunk the most common VA loan misconceptions related to eligibility, entitlement, and program limits. Explain the truth behind VA underwriting and property standards, including appraisal, inspections, and closing timelines. Demonstrate how to present and structure VA-backed offers that are competitive, compliant, and advantageous for both Veterans and sellers. This educational offering is recognized by the Minnesota Commissioner of Commerce as satisfying 1.0 hour of credit toward continuing real estate education, provided by the Saint Paul Area Association of REALTORS®. St Paul Area Association of REALTORS - Saint Paul Office St Paul Area Association of REALTORS - Saint Paul Office325 Roselawn Ave EastSt Paul, MN 55117 Map & Directions Bryan Atwood SUMMARY OF QUALIFICATIONS• Over 5 years of combined, practical experience in mortgage origination, VA lending, and residential real estate.• Expert in VA Lenders Handbook (26-7), Circulars, and underwriting guidelines• Recognized as a Vetted VA and Veteran Mortgage Advisor Certified subject-matter expert.• Proven record of educating professionals and assisting Veterans in achieving homeownership with lower costs and faster closings. SPAAR Education Policy for Cancellations, Refunds, & No Shows:SPAAR refund policy-In order to receive a refund for a class, students must provide a cancellation request with-in 24 hours to the class. Students who cancel after, who arrive late for class, or who do not show up, will not receive a refund. All payments are non-refundable and non-transferable. For classes offered to students with no enrollment fee, a $25 fee will be issued for any student who does not cancel 24-hours prior and who does not attend the class, due upon receipt.To cancel your class, please email spaar@spaar.com or call our office at 651-776-6000 with at least 24 hour notice. For more information or for On-Demand course expirations and refunds, please review SPAAR’s Education Policies.