12 Nov 411 on Financing (Provided by MJ Innovative Solutions LLC) 411 on Financing (Provided by MJ Innovative Solutions LLC) Wednesday, November 12, 2025 (10:00 AM to 12:00 PM) 2.0 Education Credits St Paul Area Association of REALTORS - Saint Paul Office, St Paul, Minnesota Details You're Registered! DescriptionLocationInstructorsCancellation Policy LIVE: IN-PERSON, AT SPAAR CE Provider: MJ Innovative Solutions, LLC; Instructor - April Ranallo ▪️Continuing education courses must be attended in their entirety in order to receive credit for the number of approved hours. (Minn. Stat. § 45.30 subd. 4a). ⏱️Attendees must sign-in prior to class start time. ▪️Credit may not be earned if the licensee has previously obtained credit for the same course. ▪️Visit Education Policies for more information. 411 on Financing This course is designed for real estate brokers and salespersons and provides a comprehensive overview of the application, procedures, and mentality regarding mortgage financing in general. This educational offering is recognized by the Minnesota Commissioner of Commerce as satisfying 2.0 hours of credit toward continuing real estate education, provided by MJ Innovative Solutions, LLC. St Paul Area Association of REALTORS - Saint Paul Office St Paul Area Association of REALTORS - Saint Paul Office325 Roselawn Ave EastSt Paul, MN 55117 Map & Directions April Ranallo, REALTOR® | NMLS# 21152 April has an unparalleled passion for helping others achieve their dream of homeownership, striving to look at the bigger picture and think outside the box, which helps open many new doors for her clients. She is a producing branch manager with more than 20 years experience in the mortgage banking/lending world, and recently obtained her real estate license as well. In-Person Cancellations, Refunds, & No Shows▪️Students must provide a cancellation request (phone call or email) at least 24 hours prior to the class start. To cancel your class, please email spaar@spaar.com or call our office at 651-776-6000 with at least 24 hour notice.▪️Students who do not provide 24-hour notice, who arrive late for class, or who do not show up to attend, will not receive a refund. All payments are non-refundable and non-transferable.SPAAR reserves the right to cancel any course for any reason. If a course is canceled, registered attendees will be notified and given the applicable options for rescheduling and/or refunds.For more information, please review SPAAR’s Education Policies.