30 Sep Mortgage/Credit 101 - The Must Knows of Financing Mortgage/Credit 101 - The Must Knows of Financing Wednesday, September 30, 2026 (1:00 PM to 3:00 PM) 2.0 Education Credits St Paul Area Association of REALTORS - Saint Paul Office, St Paul, Minnesota Details You're Registered! DescriptionLocationInstructors THIS CLASS IS PROVIDED BY MJ INNOVATIVE SOLUTIONS (APRIL RANALLO) SPAAR is only handling registration. All CE related questions should be directed to April Ranallo . LIVE: IN-PERSON, AT SPAAR ▪️Continuing education courses must be attended in their entirety in order to receive credit for the number of approved hours. (Minn. Stat. § 45.30 subd. 4a). ⏱️Attendees must sign-in prior to class start time. ▪️Credit may not be earned if the licensee has previously obtained credit for the same course. ▪️Visit Education Policies for more information. Mortgage/Credit 101 - The Must Knows of Financing A quick, practical guide to helping your buyers navigate financing with confidence. Learn the mortgage basics, how credit impacts approval and rates, what lenders look for, and common mistakes that can hurt a deal. Walk away with simple strategies to help buyers get mortgage-ready, avoid financing surprises, and close with confidence. This educational offering is recognized by the Minnesota Commissioner of Commerce as satisfying 2.0 hours of credit toward continuing real estate education, provided by MJ Innovative Solutions LLC. St Paul Area Association of REALTORS - Saint Paul Office St Paul Area Association of REALTORS - Saint Paul Office325 Roselawn Ave EastSt Paul, MN 55117 Map & Directions April Ranallo, REALTOR® | NMLS# 21152 April has an unparalleled passion for helping others achieve their dream of homeownership, striving to look at the bigger picture and think outside the box, which helps open many new doors for her clients. She is a producing branch manager with more than 20 years experience in the mortgage banking/lending world, and recently obtained her real estate license as well.