27 Jun Programs to Help Buyers Get Financing in Today's Market Programs to Help Buyers Get Financing in Today's Market Tuesday, June 27, 2023 (10:00 AM to 1:00 PM) 3.0 CE Hours St Paul Area Association of REALTORS - Saint Paul Office, St Paul, Minnesota Details You're Registered! DescriptionLocationInstructorsCancellation Policy LIVE: IN-PERSON, AT SPAAR ⏱️ Be on time or early for class. Do not leave the class for an extended period of time outside breaks. Continuing education courses must be attended in their entirety in order to receive credit for the number of approved hours. (MN Statute 45.30 Subd 4a). Attendees must sign-in on the attendance sheet prior to class start time. If you join the class after the instructor begins/sign-in sheets are removed, you are considered late and no CE can be earned – regardless of reason (no exceptions for traffic, parking, or weather). Programs to Help Buyers Get Financing in Today's Market This course is designed for real estate brokers and salespersons with at least two years of residential real estate experience. It provides a comprehensive overview of five lesser-known mortgage-related programs that can assist home buyers in securing financing in today’s market. Upon course completion, attendees will be able to explain the following: • Private Mortgage Insurance (PMI) Options, including Lender Paid MI • The main difference between FHA and Conventional financing and the circumstances that make each a good fit • A general overview of available loan programs and creative financing options, such as temporary buydowns and renovation lending This educational offering is recognized by the Minnesota Commissioner of Commerce as satisfying 3.0 hours of credit toward continuing real estate education, provided by the Saint Paul Area Association of REALTORS®. St Paul Area Association of REALTORS - Saint Paul Office St Paul Area Association of REALTORS - Saint Paul Office325 Roselawn Ave EastSt Paul, MN 55117 Map & Directions April Ranallo, REALTOR® | NMLS# 21152 April has an unparalleled passion for helping others achieve their dream of homeownership, striving to look at the bigger picture and think outside the box, which helps open many new doors for her clients. She is a producing branch manager with more than 20 years experience in the mortgage banking/lending world, and recently obtained her real estate license as well. SPAAR Education Policy for Cancellations, Refunds, & No Shows:SPAAR refund policy-In order to receive a refund for a class, students must provide a cancellation request with-in 24 hours to the class. Students who cancel after, who arrive late for class, or who do not show up, will not receive a refund. All payments are non-refundable and non-transferable. For classes offered to students with no enrollment fee, a $25 no-show fee will be issued for any student who does not cancel 24-hours prior and who does not attend the class, due upon receipt.